Welcome to Pennygate Financial Associates

Here at Pennygate Financial Associates, we offer friendly face to face advice using our expertise in Financial Planning to help reach the best possible outcome for our clients, which is proven with some client relationships being over 25 years. Whether you want to plan for your retirement, invest for the future or simply protect your family we can build a solution that is right for you.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up.  You may get back less than you invested.


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SJP Approved 28/07/2025

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Pennygate Financial Associates is a trading name of Pennygate Financial Associates Ltd. Pennygate Financial Associates Ltd is registered in England and Wales, Number 08023246. Registered Office: C/O External Accounts Central House, 20 Central Avenue, St. Andrews Business Park, Norwich , Norfolk, NR7 0HR.